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SIU Credit Union Difference

Read below to see why you should consider us!

What Makes Us Different

Meet SIU Credit Union, a not-for-profit financial institution where you’re the boss! Unlike banks that prioritize profits, we’re guided by our members—you! We’re locally owned and have been serving southern Illinois for over 80 years.

While banks aim to make a buck, we return our earnings to our members through extra services, higher savings dividends, and lower loan rates. And here’s the best part: once you join, you’re a member for life!

8 Quick Facts About SIU Credit Union

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Not-for-Profit.

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Earnings are returned to members through services like free ATMs*, better rates, and lower fees.

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Insured by NCUA up to $250,000.

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Credit unions are democratically governed, and elections are based on a one-member, one-vote philosophy.

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More than 80,000+ surcharge-free* ATMs.

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Credit unions are local, community based financial institutions. Members support their local communities when banking at a credit union.

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Credit unions have members, not shareholders.

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Board consists of unpaid volunteers.

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Popular Benefits

We offer numerous benefits to each of our members, some which you won’t see at most financial institutions.

Some of our most popular benefits include:

View Benefits
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How to Join

Interested in joining? Save time and a trip to the branch. SIU Credit Union lets you open most accounts (including a membership account) online. You can start your application now.

Open Account



Prefer to open your account in person?

Come by any of our branches. Here’s what you need to bring:
 

  • Current Driver's License, State Issued ID, Military ID, or Passport

    For applications 16 & Up

  • Social Security Card

    - For 16 & Under
    - Must Be Original

  • Verification of Address

    - If address is incorrect on ID, here are examples ofacceptable forms of verification:
    - Electric Bill
    - Water Bill
    - Rental Aggrement
    - Credit Card Bill
    - Healthcare Service Bill



Save Time & Schedule an Appointment Online


 
 

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