Online Banking
Everything You Need is Right Here
Check Balances, Pay Bills,
Deposit Checks and More
How to Enroll in Online Banking
Enrolling in online banking is quick and easy. Just download the app from your app store and follow the instructions.
If you need help, here is a video on how to make your initial setup.
Kiss the branch goodbye
As much as we know how wonderful our SIU Credit Union branches are, we also know how much you love convenience. That’s why we’ve amped up our mobile banking experience to provide you with something special. Now if you need to pay a bill, find an ATM, or even make a deposit, you can do so online. You can also review your past transactions, manage your cards and even apply for loans. It’s fast, it’s comfortable, and it’s available from your laptop or phone.
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Enjoy a consistent look and feel across all your devices
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Easily find your most commonly used transactions
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Simplify your life with faster, easier Bill Pay functionality
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Find a convenient branch or ATM wherever you are
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Deposit checks in just a few clicks using our mobile banking app.
Don't forget the mobile app
For the best possible online banking experience, don’t forget to download our mobile app.
Access online banking now
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Rates effective as of: January 17, 2025
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Open Account
Download the App
For on-the-go transactions, download our mobile app. Pay bills, deposit checks, and more.
Business Free Checking
This account is perfect for startups, home offices, and businesses with smaller transactions and balances.
Here are some of the best features:
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No monthly service fee
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No minimum balance
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Only $25 to Open
How to Make a Transfer
Bailey Bobcat Rates
Bailey Bobcat Savings
• Only $5 to Open
• No Minimum Balance
• Up to 0.50% APY1
• Dividends Paid Monthly2
• One Free Withdrawal per Month
$5 for Each Additional
1 Annual Percentage Yield (APY)
2 Membership Share dividends are declared monthly by the Board of Directors.
Jr. Executive
What do you need to open?
- $5
- Date of Birth
- Current Address
- Social Security Card
- If under 18, a Parent/Guardian
If Parent/Guardian is not an existing member, they will need to bring:
- $5
- Date of Birth
- Current Address
- Social Security Card
- Driver’s License / State Issued Photo ID
Smart Young Investors
What do you need to open?
- $5
- Date of Birth
- Current Address
- Social Security Card
- If under 18, a Parent/Guardian
If Parent/Guardian is not an existing member, they will need to bring:
- $5
- Date of Birth
- Current Address
- Social Security Card
- Driver’s License / State Issued Photo ID
Bailey Bobcat
What do you need to open?
- $5
- Date of Birth
- Current Address
- Social Security Card
- If under 18, a Parent/Guardian
If Parent/Guardian is not an existing member, they will need to bring:
- $5
- Date of Birth
- Current Address
- Social Security Card
- Driver’s License / State Issued Photo ID
Jr. Executive Rates
Bailey Bobcat Rates
Smart Young Investors Rates
Leaving Our Website
SIU Credit Union provides links to external sites for the convenience of its members. By clicking “Continue” you will be directed to an external website owned and operated by a third party. SIU Credit Union is not responsible for the content of the alternate website and does not represent either the third party or the member if the two enter into a transaction. When you exit our site, our Privacy Policy is no longer in effect.
Thank you for visiting us online. Please return when you need information about SIU Credit Union’s products and services.