Money Market Accounts
We'll show you the money
Get a higher rate while still having access to your funds
Free withdrawals every month
Interested in earning more dividends? Still want access to your money? This is the account for you. You can open the account with $2500, and if you maintain that balance, you’ll never have to worry about monthly fees. For added freedom, you can also write checks or make free withdrawals each month. If you have a little extra money tucked away, but you’re not ready to invest it yet, then this is the perfect solution.
-
More Funds
Dividends compounded and paid monthly on your average daily balance -
More Freedom
Unlimited free checks or withdrawals each month -
Less Fees
No monthly service fee if you maintain the minimum balance
Rates As High As
Final Balance
Contributions: | Earnings:
Earn up to
Dividend rates on our Money Market accounts are tiered. The more you save, the more you’ll earn.
Open your account online today
Open Account
Rates
Money Market Account Rates
| Type | Account | **APY | *Dividend Rate | Min. Bal. to Earn Dividends |
|---|---|---|---|---|
|
0059
|
Tier 1 ($0.01-$4999.99) |
|
|
$0.01 |
|
0059
|
Tier 2 ($5000.00-$9,999.99) |
|
|
$5,000.00 |
|
0059
|
Tier 3 ($10,000.00-$24,999.99) |
|
|
$10,000.00 |
|
0059
|
Tier 4 ($25,000.00-$49,999.99) |
|
|
$25,000.00 |
|
0059
|
Tier 5 ($50,000.00- $99,999.99) |
|
|
$50,000.00 |
|
0059
|
Tier 6 ($100,000+) |
|
|
$100,000.00 |
Rates effective as of: January 17, 2025
**Annual Percentage Yield (APY)
*Membership Share dividends are declared monthly by the Board of Directors.
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Rates effective as of: January 17, 2025
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Open Account
Download the App
For on-the-go transactions, download our mobile app. Pay bills, deposit checks, and more.
Business Free Checking
This account is perfect for startups, home offices, and businesses with smaller transactions and balances.
Here are some of the best features:
-
No monthly service fee
-
No minimum balance
-
Only $25 to Open
How to Make a Transfer
Bailey Bobcat Rates
Bailey Bobcat Savings
• Only $5 to Open
• No Minimum Balance
• Up to 0.50% APY1
• Dividends Paid Monthly2
• One Free Withdrawal per Month
$5 for Each Additional
1 Annual Percentage Yield (APY)
2 Membership Share dividends are declared monthly by the Board of Directors.
Jr. Executive
What do you need to open?
- $5
- Date of Birth
- Current Address
- Social Security Card
- If under 18, a Parent/Guardian
If Parent/Guardian is not an existing member, they will need to bring:
- $5
- Date of Birth
- Current Address
- Social Security Card
- Driver’s License / State Issued Photo ID
Smart Young Investors
What do you need to open?
- $5
- Date of Birth
- Current Address
- Social Security Card
- If under 18, a Parent/Guardian
If Parent/Guardian is not an existing member, they will need to bring:
- $5
- Date of Birth
- Current Address
- Social Security Card
- Driver’s License / State Issued Photo ID
Bailey Bobcat
What do you need to open?
- $5
- Date of Birth
- Current Address
- Social Security Card
- If under 18, a Parent/Guardian
If Parent/Guardian is not an existing member, they will need to bring:
- $5
- Date of Birth
- Current Address
- Social Security Card
- Driver’s License / State Issued Photo ID
Jr. Executive Rates
Bailey Bobcat Rates
Smart Young Investors Rates
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