Emergency Preparedness
Be ready for whatever life throws at you
Are you ready?
When an emergency occurs and it becomes difficult to get out and take care of any banking that needs to be done, take advantage of these tools available to our members.
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To keep your account safe, we ask for a verbal password over the phone. If you don’t know your password or to set one up, speak to a Member Service Representative at any branch. This is something that needs to be done in person, so please plan ahead.
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In case you need cash and a branch is closed, make sure you know your account’s PIN.
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Enroll in online banking to have access to all your accounts, move money between accounts, transfer money to other members and more. Best of all, it’s FREE.
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Manage your accounts on the go. Download our free SIUCU Mobile Branch App through the App or Play Stores. Please note, you must be enrolled in Online Banking to have access to Mobile Banking.
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Deposit your check into your account through the online banking app without ever leaving your home. Another free service.
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Make a payment on your loan straight from our website. No need to bother with stamps or making the trip into a branch.
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There’s no need to come to branch to get cash. SIUCU members have access to over 80,000 surcharge-free ATMs2. To find an ATM near you go to the locator at the bottom of each page on siucu.org.
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eStatements are electronic banking statements. They have all the same information that your paper statement would, but they are faster, greener, and more secure. You can view them in our online banking portal. Enroll in these through online banking.
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Apply for your next loan from home or even from your smartphone through online banking. One of our loan representatives will review your application and we’ll be in touch.
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Skip your monthly loan payment for up to two months each 12 months, for a small fee of just $20 each. Click here to start the skip-a-pay process.
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Set up online bill payments for any reoccurring bills. It’s quick and easy to set up. It’s also free as long as you use it to make at least one payment each month.
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Rates effective as of: January 18, 2025
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Open Account
Download the App
For on-the-go transactions, download our mobile app. Pay bills, deposit checks, and more.
Business Free Checking
This account is perfect for startups, home offices, and businesses with smaller transactions and balances.
Here are some of the best features:
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No monthly service fee
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No minimum balance
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Only $25 to Open
How to Make a Transfer
Bailey Bobcat Rates
Bailey Bobcat Savings
• Only $5 to Open
• No Minimum Balance
• Up to 0.50% APY1
• Dividends Paid Monthly2
• One Free Withdrawal per Month
$5 for Each Additional
1 Annual Percentage Yield (APY)
2 Membership Share dividends are declared monthly by the Board of Directors.
Jr. Executive
What do you need to open?
- $5
- Date of Birth
- Current Address
- Social Security Card
- If under 18, a Parent/Guardian
If Parent/Guardian is not an existing member, they will need to bring:
- $5
- Date of Birth
- Current Address
- Social Security Card
- Driver’s License / State Issued Photo ID
Smart Young Investors
What do you need to open?
- $5
- Date of Birth
- Current Address
- Social Security Card
- If under 18, a Parent/Guardian
If Parent/Guardian is not an existing member, they will need to bring:
- $5
- Date of Birth
- Current Address
- Social Security Card
- Driver’s License / State Issued Photo ID
Bailey Bobcat
What do you need to open?
- $5
- Date of Birth
- Current Address
- Social Security Card
- If under 18, a Parent/Guardian
If Parent/Guardian is not an existing member, they will need to bring:
- $5
- Date of Birth
- Current Address
- Social Security Card
- Driver’s License / State Issued Photo ID
Jr. Executive Rates
Bailey Bobcat Rates
Smart Young Investors Rates
Leaving Our Website
SIU Credit Union provides links to external sites for the convenience of its members. By clicking “Continue” you will be directed to an external website owned and operated by a third party. SIU Credit Union is not responsible for the content of the alternate website and does not represent either the third party or the member if the two enter into a transaction. When you exit our site, our Privacy Policy is no longer in effect.
Thank you for visiting us online. Please return when you need information about SIU Credit Union’s products and services.