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Pick Your Rate is back!

Pick Your Rate

SIU Credit Union is offering incredibly low rates on new or used auto loans now through November 30th, 2018, with our annual Pick Your Rate promotion!
Pick Your Rate scratch-offs

Come in to any of our branches and scratch off a rate discount card to get a great option on your next auto loan.

  • Rates as low as 0% APR*
  • No payments for 90 days.

How it works:

  • Apply for an auto loan.
  • Pick a card to scratch-off.
  • Discover your discount! (Discount is awarded at loan closing.)

If you’ve been considering a new vehicle, now is the time! To get the process started, come in to a branch or complete our easy online application.
FINE PRINT: *Annual Percentage Rate. Individual rate is determined by an evaluation of the applicant’s credit history and the loan term. Subject to credit approval. Your APR might be higher based on your credit score. Rate discount picked at random. The available rate discounts range from 0.25%–3.5% APR. All rates subject to change at any time without notice. Offer valid October 15-November 30. Maximum term: 60 months. Offer applies only to 2007 and newer vehicles not currently financed at SIU Credit Union. No additional deductions allowed off promotional rate. Interest begins accruing upon disbursal of loan. Title transfer fees payable to Illinois Secretary of State apply. Payment example: 3.50% APR for 60 months is $18.19 per $1,000 borrowed. Membership required. Federally insured by NCUA. Call 800-449-7301 for additional details.