What makes us different
SIU Credit Union is a not-for-profit, cooperative financial institution where you’re the boss. The directives that guide SIU Credit Union come from members like you—not from some Board of Directors across the country. We’re locally-owned and have served the needs of southern Illinois for over 80 years.
While banks are trying to maximize their profits, our earnings are returned to the membership in the form of additional services, higher dividends on savings, and lower loan rates. And remember— once a member always a member; once you join, you can be a member of SIU Credit Union for life.
8 Quick Facts About SIU Credit Union
Not for profit
Earnings are returned to members through services like free ATMs*, better rates, and lower fees.
Insured by NCUA up to $250,000
Credit unions are democratically governed, and elections are based on a one-member, one-vote philosophy.
More than 80,000+ surcharge-free* ATMs.
Credit unions are local, community based financial institutions. Members support their local communities when banking at a credit union.
Credit unions have members, not shareholders.
Board consists of unpaid volunteers.
Popular Benefits
We offer numerous benefits to each of our members, some which you won’t see at most financial institutions. Some of our most popular benefits include:
How to Join
Interested in joining? Save time and a trip to the branch. SIU Credit Union lets you open most accounts (including a membership account) online. You can start your application now.
Prefer to open your account in person?
Come by any of our branches. Here’s what you need to bring:
Driver’s license, state issued ID, military ID, or passport (for persons 16 and older) – cannot be expired
Original Social Security card (for persons 16 and younger)
Verification of address if incorrect on ID – must be “official” – such as electric bill, water bill, rental agreement, etc.
Save some time and Schedule an Appointment
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Rates effective as of: September 18, 2024
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