Business Loans
Get your business started
No collateral needed.
Contact us today to apply.
Find a loan you'll love
An unsecured loan is easier to qualify for than most other loans, since you won’t need to put up collateral. If your business is just starting out, this may be the right choice for you. All of our business loans come with competitive rates, with customizable terms and payments. We can cover all kinds of business needs, including equipment, vehicles, lines of credit and more. We want to make sure we find the option that’s right for your business—an option that leads to growth and success.
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Personalized terms designed to meet the needs of your growing business
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Loan amounts based on your business needs
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Competitive rates with low fees
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Fast, efficient funding
Calculate your payment
This loan calculator will help you determine how much you can afford.
Monthly Payment
What do I need for my application?
You can start the conversation with us just by following the email link below, or by calling 800-449-7301 ext. 8631. Eventually, you’ll want the following information for your application:
Questions
Ask our new virtual assistant “Bill” any question by clicking the CHAT option in the lower right corner. Bill is still learning, so if he cannot answer your question, he can connect you with one of our Member Service Representatives during business hours. Your feedback helps make Bill smarter for your next visit, so please share.
Information Needed
- Commercial Loan Application
- Last three years business tax returns
- Current Personal Financial Statement
- Last three years personal tax returns
- Lease and rent rolls for income producing real estate
- Business plan if you are starting a new business
Test Modal
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Rates effective as of: January 17, 2025
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Open Account
Download the App
For on-the-go transactions, download our mobile app. Pay bills, deposit checks, and more.
Business Free Checking
This account is perfect for startups, home offices, and businesses with smaller transactions and balances.
Here are some of the best features:
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No monthly service fee
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No minimum balance
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Only $25 to Open
How to Make a Transfer
Bailey Bobcat Rates
Bailey Bobcat Savings
• Only $5 to Open
• No Minimum Balance
• Up to 0.50% APY1
• Dividends Paid Monthly2
• One Free Withdrawal per Month
$5 for Each Additional
1 Annual Percentage Yield (APY)
2 Membership Share dividends are declared monthly by the Board of Directors.
Jr. Executive
What do you need to open?
- $5
- Date of Birth
- Current Address
- Social Security Card
- If under 18, a Parent/Guardian
If Parent/Guardian is not an existing member, they will need to bring:
- $5
- Date of Birth
- Current Address
- Social Security Card
- Driver’s License / State Issued Photo ID
Smart Young Investors
What do you need to open?
- $5
- Date of Birth
- Current Address
- Social Security Card
- If under 18, a Parent/Guardian
If Parent/Guardian is not an existing member, they will need to bring:
- $5
- Date of Birth
- Current Address
- Social Security Card
- Driver’s License / State Issued Photo ID
Bailey Bobcat
What do you need to open?
- $5
- Date of Birth
- Current Address
- Social Security Card
- If under 18, a Parent/Guardian
If Parent/Guardian is not an existing member, they will need to bring:
- $5
- Date of Birth
- Current Address
- Social Security Card
- Driver’s License / State Issued Photo ID
Jr. Executive Rates
Bailey Bobcat Rates
Smart Young Investors Rates
Leaving Our Website
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Thank you for visiting us online. Please return when you need information about SIU Credit Union’s products and services.