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Rates effective as of: April 3, 2025

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Open Account

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Open Your First Account

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Request Additional Account

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Download the App

For on-the-go transactions, download our mobile app. Pay bills, deposit checks, and more.

Business Free Checking

This account is perfect for startups, home offices, and businesses with smaller transactions and balances.

Here are some of the best features:

No monthly service fee
No minimum balance
Only $25 to Open

How to Make a Transfer

Bailey Bobcat Rates

Bailey Bobcat Savings

• Only $5 to Open
• No Minimum Balance
• Up to 0.50% APY¹
• Dividends Paid Monthly²
• One Free Withdrawal per Month
$5 for Each Additional

See Rates

1 Annual Percentage Yield (APY)
2 Membership Share dividends are declared monthly by the Board of Directors.

Jr. Executive

What do you need to open?

$5
Date of Birth
Current Address
Social Security Card
If under 18, a Parent/Guardian

If Parent/Guardian is not an existing member, they will need to bring:

$5
Date of Birth
Current Address
Social Security Card
Driver’s License / State Issued Photo ID

Open Online

Smart Young Investors

What do you need to open?

$5
Date of Birth
Current Address
Social Security Card
If under 18, a Parent/Guardian

If Parent/Guardian is not an existing member, they will need to bring:

$5
Date of Birth
Current Address
Social Security Card
Driver’s License / State Issued Photo ID

Open Online

Bailey Bobcat

What do you need to open?

$5
Date of Birth
Current Address
Social Security Card
If under 18, a Parent/Guardian

If Parent/Guardian is not an existing member, they will need to bring:

$5
Date of Birth
Current Address
Social Security Card
Driver’s License / State Issued Photo ID

Open Online

Jr. Executive Rates

Bailey Bobcat Rates

Smart Young Investors Rates

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Thank you for visiting us online. Please return when you need information about SIU Credit Union’s products and services.