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Payment Options

Make a Payment from a Variety of Methods

Choose the option that is most convenient for you, whether you’d like to set up a recurring option in digital banking, call us, or drop it off in-person.

Digital banking transfers are simple and free, while some other options could include a service charge.


Free Payment Options

Transfer Money FREE

Transfer money for free from your SIUCU Account online or in the app.

How to Make a Transfer

Mobile Deposit FREE

Deposit a check to make a loan payment in our digital banking app. Be sure to include your account number and loan number in the memo line on the check.

Download App

In-Person FREE

Visit a Branch where you can even drop a payment in the night deposit box after-hours to be applied the next business day.

Find a Branch

By-Mail FREE

Mail payment to P.O. Box 2888, Carbondale,  IL 62902. If sending a check, be sure to include the account and loan numbers on the memo line.

Auto Withdrawal FREE

Set up an automatic withdrawal on a specific date.

Download Form

Visit a Shared Branch FREE

Visit a Shared Branch to make a payment when traveling.

Find a Shared Branch


Other Payment Options

You can also pay from other options, including using your card or an account from another institution. Fees will apply.

Online with PayRazr $7.95 FEE

Make a one-time payment online.

Pay Online

By-Phone $7.95 FEE

Make a one-time payment by phone by calling 800-449-7301 during business hours.

Call SIUCU

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Questions?

Ask our new virtual assistant "Bill" any question by clicking the CHAT option in the lower right corner.
Bill is still learning, so if he cannot answer your question, he can connect you with one of our Member Service Representatives during business hours. Your feedback helps make Bill smarter for your next visit, so please share.

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Rates effective as of: January 17, 2025

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Open Account

Not a Member, Yet?

Open Your First Account

Already a Member?

Request Additional Account

 

Check your application status

Download the App

For on-the-go transactions, download our mobile app. Pay bills, deposit checks, and more.

Download on the Google Play Store

Download on the Apple App Store

Business Free Checking

This account is perfect for startups, home offices, and businesses with smaller transactions and balances.

Here are some of the best features:

  • No monthly service fee

  • No minimum balance

  • Only $25 to Open

How to Make a Transfer

Bailey Bobcat Rates

Bailey Bobcat Savings

• Only $5 to Open
• No Minimum Balance
• Up to 0.50% APY1
• Dividends Paid Monthly2
• One Free Withdrawal per Month
$5 for Each Additional

See Rates

1 Annual Percentage Yield (APY)
2 Membership Share dividends are declared monthly by the Board of Directors.

Jr. Executive

What do you need to open?

  • $5
  • Date of Birth
  • Current Address
  • Social Security Card
  • If under 18, a Parent/Guardian

If Parent/Guardian is not an existing member, they will need to bring:

  • $5
  • Date of Birth
  • Current Address
  • Social Security Card
  • Driver’s License / State Issued Photo ID

    • Open Online

Smart Young Investors

What do you need to open?

  • $5
  • Date of Birth
  • Current Address
  • Social Security Card
  • If under 18, a Parent/Guardian

If Parent/Guardian is not an existing member, they will need to bring:

  • $5
  • Date of Birth
  • Current Address
  • Social Security Card
  • Driver’s License / State Issued Photo ID

Open Online

Bailey Bobcat

What do you need to open?

  • $5
  • Date of Birth
  • Current Address
  • Social Security Card
  • If under 18, a Parent/Guardian

If Parent/Guardian is not an existing member, they will need to bring:

  • $5
  • Date of Birth
  • Current Address
  • Social Security Card
  • Driver’s License / State Issued Photo ID

Open Online

Jr. Executive Rates

Bailey Bobcat Rates

Smart Young Investors Rates

Leaving Our Website

SIU Credit Union provides links to external sites for the convenience of its members. By clicking “Continue” you will be directed to an external website owned and operated by a third party. SIU Credit Union is not responsible for the content of the alternate website and does not represent either the third party or the member if the two enter into a transaction. When you exit our site, our Privacy Policy is no longer in effect.

 

Thank you for visiting us online. Please return when you need information about SIU Credit Union’s products and services.

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