Holiday Savings
Make the holidays special
An account that motivates you to save throughout the year
The easiest way to save
Want to truly commit to saving for the holidays? This account can help you avoid debt and be a holiday hero, all with minimal effort and maximum motivation. Here’s how it works: each month you can put a little aside for the holidays in a separate savings account. You can even set up direct deposit to make it easy. Then, in mid-October, we’ll issue a check or place the funds back to your main savings account, so you’re ready to start shopping. If you try to withdraw your funds before that, you’ll have to pay a penalty.
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Competitive dividend rate for maximum savings
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Direct deposit available so you never forget to save
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Funds are disbursed back to your main account in mid-October
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Stay motivated to save—penalties are assessed for early withdrawals
Rates As High As
Final Balance
Contributions: | Earnings:
A better deal
We give you higher dividends than most financial institutions will for holiday accounts.
Ready to get started?
Open Account
Rates
Holiday Savings Rates
| Type | Account | **APY | *Dividend Rate | Min. Bal. to Earn Dividends |
|---|---|---|---|---|
|
0005 |
Holiday Savings |
|
|
$0.00 |
Rates effective as of: January 17, 2025
**Annual Percentage Yield (APY)
*Membership Share dividends are declared monthly by the Board of Directors.
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Rates effective as of: January 17, 2025
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Open Account
Download the App
For on-the-go transactions, download our mobile app. Pay bills, deposit checks, and more.
Business Free Checking
This account is perfect for startups, home offices, and businesses with smaller transactions and balances.
Here are some of the best features:
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No monthly service fee
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No minimum balance
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Only $25 to Open
How to Make a Transfer
Bailey Bobcat Rates
Bailey Bobcat Savings
• Only $5 to Open
• No Minimum Balance
• Up to 0.50% APY1
• Dividends Paid Monthly2
• One Free Withdrawal per Month
$5 for Each Additional
1 Annual Percentage Yield (APY)
2 Membership Share dividends are declared monthly by the Board of Directors.
Jr. Executive
What do you need to open?
- $5
- Date of Birth
- Current Address
- Social Security Card
- If under 18, a Parent/Guardian
If Parent/Guardian is not an existing member, they will need to bring:
- $5
- Date of Birth
- Current Address
- Social Security Card
- Driver’s License / State Issued Photo ID
Smart Young Investors
What do you need to open?
- $5
- Date of Birth
- Current Address
- Social Security Card
- If under 18, a Parent/Guardian
If Parent/Guardian is not an existing member, they will need to bring:
- $5
- Date of Birth
- Current Address
- Social Security Card
- Driver’s License / State Issued Photo ID
Bailey Bobcat
What do you need to open?
- $5
- Date of Birth
- Current Address
- Social Security Card
- If under 18, a Parent/Guardian
If Parent/Guardian is not an existing member, they will need to bring:
- $5
- Date of Birth
- Current Address
- Social Security Card
- Driver’s License / State Issued Photo ID
Jr. Executive Rates
Bailey Bobcat Rates
Smart Young Investors Rates
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