Security Center

Learn How to Protect Yourself
from Online Scams & Fraud

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Rates effective as of: April 23, 2025

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Open Account

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Open Your First Account

Already a Member?

Request Additional Account

Check your application status

Download the App

For on-the-go transactions, download our mobile app. Pay bills, deposit checks, and more.

Business Free Checking

This account is perfect for startups, home offices, and businesses with smaller transactions and balances.

Here are some of the best features:

No monthly service fee
No minimum balance
Only $25 to Open

How to Make a Transfer

Bailey Bobcat Rates

Bailey Bobcat Savings

• Only $5 to Open
• No Minimum Balance
• Up to 0.50% APY¹
• Dividends Paid Monthly²
• One Free Withdrawal per Month
$5 for Each Additional

See Rates

1 Annual Percentage Yield (APY)
2 Membership Share dividends are declared monthly by the Board of Directors.

Jr. Executive

What do you need to open?

$5
Date of Birth
Current Address
Social Security Card
If under 18, a Parent/Guardian

If Parent/Guardian is not an existing member, they will need to bring:

$5
Date of Birth
Current Address
Social Security Card
Driver’s License / State Issued Photo ID

Open Online

Smart Young Investors

What do you need to open?

$5
Date of Birth
Current Address
Social Security Card
If under 18, a Parent/Guardian

If Parent/Guardian is not an existing member, they will need to bring:

$5
Date of Birth
Current Address
Social Security Card
Driver’s License / State Issued Photo ID

Open Online

Bailey Bobcat

What do you need to open?

$5
Date of Birth
Current Address
Social Security Card
If under 18, a Parent/Guardian

If Parent/Guardian is not an existing member, they will need to bring:

$5
Date of Birth
Current Address
Social Security Card
Driver’s License / State Issued Photo ID

Open Online

Jr. Executive Rates

Bailey Bobcat Rates

Smart Young Investors Rates

Leaving Our Website

SIU Credit Union provides links to external sites for the convenience of its members. By clicking “Continue” you will be directed to an external website owned and operated by a third party. SIU Credit Union is not responsible for the content of the alternate website and does not represent either the third party or the member if the two enter into a transaction. When you exit our site, our Privacy Policy is no longer in effect.

Thank you for visiting us online. Please return when you need information about SIU Credit Union’s products and services.