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Additional Services

Find out more about our disaster preparedness plan, as well as our shared branches across the country.

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Disaster Preparedness

SIU Credit Union has worked extensively to create a disaster preparedness plan, which we are prepared to activate during a disastrous event. Our goal is to resume at least some level of service to our members as quickly as possible.

Members are reminded of our website, where we will post information and details should there be a disaster in our area causing disruption of credit union services (providing internet service is still available). Also, by calling 1-800-449-7301, our members can receive voice recordings and announcements during a disaster, providing telephone service is still available.

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Courtesy Pay

Courtesy Pay (formerly Privilege Pay) is an overdraft protection product. An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway.

We can cover your overdrafts two different ways:
- Standard overdraft practices that come with your account.
- Overdraft protection plans, such as a link to a savings account, which may be less expensive than our standard overdraft practices.

Click here to learn more, ask us about these plans. If you have additional questions regarding Courtesy Pay, contact one of our representatives at 618-457-3595 or toll-free at 800-449-7301.

What are fast and easy ways to take care of my finances in an emergency?

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Tips to Keep You and Your Family Safe

Cash

Make sure you have enough cash on hand to help you through should you be displaced or have basic needs for an extended period of time. Fill up your gas tank should you have pre-warning of an impending disaster.

Disaster Kit

Have a disaster kit for your home, auto, and office. Carry things such as food, water, a flashlight, battery operated radio, medical necessities, and emergency contact numbers. When making a disaster kit for your family, make sure you have enough water for each person for 3 days. You can customize your disaster kits as much as you like, i.e. a change of clothes, toiletries, important documents, and much more.

Family Communications Plan

Sit down with your family and develop an evacuation plan. Determine a meeting place should you get separated. Also, determine which family or friends living out of the area you will each notify to let everyone know you are safe if local communications with each other is impossible.

Helpful Phone Numbers

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Shared Branches

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Other Search Methods

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Fast and easy ways to take care of my finances in an emergency

  • Online Banking allows convenient options for viewing and managing your accounts right from our website.
  • Mobile Banking gives you flexibility to manage your account directly on your cell phone.
  • Bill Pay is a convenient method for making or scheduling payments.
    E-Statements will allow you to view your account statements any time, 24/7.
  • Q-Phone allows you to dial in, use a secured password, and find out more about your accounts.

Another convenience we offer our members is direct deposit and payroll deductions providing peace of mind should travel to an office location be disrupted during a disaster. We also offer over 60,000 surcharge free ATMs nationwide so you can get cash quickly in an emergency.

Helpful Phone Numbers

Shared Branches

SIU Credit Union and other financial institutions share over 5,000 locations nationwide, enabling you to conduct financial transactions just like you do at your local credit union.

As a SIU Credit Union member, you can visit any credit union nationwide where you see the CO-OP Shared Branch logo, and conduct transactions just like you were at your home branch.

  • Get person-to-person assistance with your accounts, even when you’re far from home
  • Make deposits, transfers, account inquiries and much more
  • Take advantage of over 5,000 convenient locations and more than 2,000 self-service locations covering all 50 states
  • Easily locate a shared branch wherever you are—through any of our locator tools, including phone, mobile app or Internet

Find a branch location right now using the locator below or call 1-888-SITE-CO-OP.

Other Search Methods

Mobile & Text

Mobile/ ATM Locations
Shared Branching Locations

 

Text:

Text or Call 618-212-8286 and follow instructions provided to enroll in text banking.*

* You may be charged for text messages by your mobile carrier. Check with your carrier for details on specific fees and charges.

Call

Call 1-888-SITE-CO-OP (1-888-748-3266) to find a location by telephone.

Live Help

Available to CO-OP Shared Branch members. Call 888-837-6500 for live personal assistance.

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Download the App

For on-the-go transactions, download our mobile app. Pay bills, deposit checks, and more.

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Business Free Checking

This account is perfect for startups, home offices, and businesses with smaller transactions and balances.

Here are some of the best features:

  • No monthly service fee

  • No minimum balance

  • Only $25 to Open

How to Make a Transfer

Bailey Bobcat Rates

Bailey Bobcat Savings

• Only $5 to Open
• No Minimum Balance
• Up to 0.50% APY1
• Dividends Paid Monthly2
• One Free Withdrawal per Month
$5 for Each Additional

See Rates

1 Annual Percentage Yield (APY)
2 Membership Share dividends are declared monthly by the Board of Directors.

Jr. Executive

What do you need to open?

  • $5
  • Date of Birth
  • Current Address
  • Social Security Card
  • If under 18, a Parent/Guardian

If Parent/Guardian is not an existing member, they will need to bring:

  • $5
  • Date of Birth
  • Current Address
  • Social Security Card
  • Driver’s License / State Issued Photo ID

    • Open Online

Smart Young Investors

What do you need to open?

  • $5
  • Date of Birth
  • Current Address
  • Social Security Card
  • If under 18, a Parent/Guardian

If Parent/Guardian is not an existing member, they will need to bring:

  • $5
  • Date of Birth
  • Current Address
  • Social Security Card
  • Driver’s License / State Issued Photo ID

Open Online

Bailey Bobcat

What do you need to open?

  • $5
  • Date of Birth
  • Current Address
  • Social Security Card
  • If under 18, a Parent/Guardian

If Parent/Guardian is not an existing member, they will need to bring:

  • $5
  • Date of Birth
  • Current Address
  • Social Security Card
  • Driver’s License / State Issued Photo ID

Open Online

Jr. Executive Rates

Bailey Bobcat Rates

Smart Young Investors Rates

Leaving Our Website

SIU Credit Union provides links to external sites for the convenience of its members. By clicking “Continue” you will be directed to an external website owned and operated by a third party. SIU Credit Union is not responsible for the content of the alternate website and does not represent either the third party or the member if the two enter into a transaction. When you exit our site, our Privacy Policy is no longer in effect.

 

Thank you for visiting us online. Please return when you need information about SIU Credit Union’s products and services.

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